Are you a First Time Home Buyer but you're just not sure where to start?
The Fraser Valley's first-time buying process has a lot of moving parts. Here's how to walk through every single one with confidence.
You want to buy your first home. That part is clear.
What isn't clear is everything else. How much you actually need saved. Whether your credit is strong enough. What a stress test means for your budget. What happens if the inspection turns up something serious. (Hint: Trust the realtor with the construction background to help you navigate this issue.) What you're legally committed to and when. What all of this costs beyond the purchase price. Nobody gave you a roadmap. And in this market, going in without one is expensive.
The Process Isn't Complicated — But It Is Specific
There are five distinct phases between deciding to buy and getting your keys. Miss a step, get the order wrong, or walk into a conversation with a lender or seller unprepared — and it costs you. Time, money, or both.
This guide walks you through all five phases in plain language, built specifically for the Fraser Valley market: realistic price ranges, local deposit norms, BC-specific programs and exemptions you may be leaving on the table, and the exact documents you need at every stage.
From checking your credit and calculating your real budget, to writing a competitive offer, navigating the subject period, and knowing what to do on closing day — it's all here, in order, with a complete checklist so nothing falls through the cracks.
What's Actually Stopping Most First-Time Buyers
It's rarely the money. It's the uncertainty.
Am I actually ready? What if I miss something? What if I overpay? What if the inspection reveals a nightmare? What do I do if the offer gets countered?
The buyers who move forward with confidence aren't the ones with the most money. They're the ones who understand the process well enough that the unknowns don't scare them anymore.
That's exactly what this guide gives you.
What's Inside
A clear, phase-by-phase breakdown of the entire buying process from first financial check to possession day. Exactly what lenders look for — and how to fix common issues before they slow you down. The real costs of buying in the Fraser Valley in 2026, including closing costs, property taxes, and monthly ownership expenses most first-timers forget to budget for. Every condition you should include in your offer and why. What your home inspection covers, what to do with the results, and when walking away is the right call. A step-by-step closing timeline so you're never caught off guard. And a complete checklist you can use to track every phase from start to keys in hand.
Written by a Fraser Valley REALTOR® with a construction background — which means the advice goes beyond paperwork and into what to actually look for inside the walls.
Get It Free
Sign up for my newsletter and I'll send you Your First Home: A Complete Guide for Fraser Valley Buyers right away. No pressure, no jargon — just the honest, practical guide that should have existed the moment you started thinking about buying.
The guide is free. The confidence it gives you on day one is worth far more.
You're closer than you think. Go in ready.