Free Real Estate Calculators

Most people make the biggest financial decision of their lives with nothing more than a gut feeling and a mortgage pre-approval number. These calculators were built to change that. Whether you're a first-time buyer trying to figure out if owning actually beats renting, a retiring couple weighing a move to Chilliwack, a family exploring a legal suite or carriage house, or someone navigating property decisions through a divorce — there's a tool here that runs the real numbers for your situation. No email required. No sales pitch waiting at the end. Just the math, laid out so you can make a decision you'll feel confident about years from now. And if a number doesn't make sense or you're not sure what to do with what you're seeing, reach out directly - Matt is happy to walk you through it.

Downsizing Retirement

Calculator

Find out whether your CPP, OAS, pension, and home equity add up to a financially secure retirement and what you'll have left over after the move.

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Rent vs Buy Calculator

Run a true apples-to-apples comparison of buying vs. renting in BC, accounting for equity growth, opportunity cost, and the costs most calculators quietly leave out.

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True Cost of Ownership: First Time Home Buyers Calculator

See the full picture of what homeownership in BC actually costs each month: mortgage, property tax, maintenance, insurance, and strata fees included so there are no surprises after you buy.

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Divorce Sale Calculator

Compare your four real options: sell, buyout, delayed sale, or co-ownership. All side by side so you can make a clear-headed property decision during one of the most financially complex events of your life.

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Multi-Generation ROI Calculator

Model the financial return of a legal suite, carriage house, or sell-and-buy-larger strategy to see which multigenerational housing option makes the most sense for your family in the Fraser Valley.

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Budget & Buy Reverse Calculator

Enter your income, debts, and down payment to find out exactly what home price you qualify for in the Fraser Valley.

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These calculators are intended for general informational purposes only and do not constitute financial, legal, mortgage, or tax advice. The outputs are estimates based on the inputs you provide and publicly available BC defaults as they will not reflect your complete financial picture. Before making any real estate decision, please consult a licensed mortgage broker, accountant, lawyer, or other qualified professional who can assess your specific circumstances.